With all of the security needs of retailers, it is important that you not only secure your network, but you must also establish PCI compliance when processing credit cards. Fusion POS allows for full PCI compliance through its use of the secure gateways PCCharge ™ and PayWare PC ™. Both PCCharge and PayWarePC softwares are PA-DSS 1.2 (Payment Application Data Security Standards) validated gateways that feature many security safeguards and anti-fraud controls. Using Fusion gets you one step closer to PCI (Payment Card Industry) compliance by allowing you to safely and securely accept any form of payment, including debit, checks, gift cards, EBT and more. Secure end-to-end payment processing protects your customers, enabling you to perform PC point-of-sale transactions quickly and without an increase in total transaction fees.
Every credit card transaction goes through the same process. Once swiped, the credit/debit card data flows through a gateway to your CC processor. Your processor then communicates with the customer’s bank to either credit or debit funds based on the account. This 3 step process is required with every transaction. For example, when using Sage Payment Solutions, once a card is processed through the ERP it will travel via Sage Exchange (Gateway) to Sage Payment Solutions (Processor) to your Customer’s Merchant/Bank Account.
When processing a credit/debit card through Fusion all transactions follow a similar path. Once a card is processed in Fusion, it will travel via PCCharge and/or PayWare PC (Gateway) to Sage Payment Solutions (Processor) to your Customer’s Merchant/Bank Account. Since there are dozens of gateways on the market, Fusion has partnered with VeriFone, who is the largest in North America to cover the majority of Processors, allowing for streamlined integration across multiple platforms. Many customers are reluctant to change merchant accounts when installing a new Point-of-Sale application, PCC and PWPC allow you to keep your existing merchant accounts and see no interruption in service. You also have peace of mind knowing that if you choose to change in the future, there is a high probability that your new processor and merchant will be supported.